ADJUSTERS READY TO DEPLOY AT A MOMENT'S NOTICE

March 9, 2021

ADJUSTERS READY TO DEPLOY AT A MOMENT’S NOTICE

It is in the best interests of everyone to get adjusters ready to deploy at a moment’s notice. Especially, as soon as possible into affected areas after a disaster, so they can go to work. This includes policyholders, carriers, and communities. If you have an interest in handling CAT claims, be prepared, licensed, and ready to go beforehand. Remember that there will still be a need for adjusters long after the storm has ended and the camera crews have gone home. For those newbies interested in working claims after a big event, here are some tips to help you get started:

GET YOUR HOME STATE ADJUSTER LICENSE

This might seem counter-intuitive. Shouldn’t you get a license for the state where the hurricane hit? After all, that’s where the claims are! Unfortunately, it’s not that simple.

Home State License

State Departments of Insurance are working towards better industry uniformity. They have come to a consensus that adjusters need to get their home state license first. In some states like Florida or Indiana, the entire process, from taking a course to getting your actual license can take as little as a week. In other states, like Texas, it takes much longer and so you need to get on this asap.

Designated Home State

There are several states that do not license independent insurance adjusters. So, state regulators created the Designated Home State (DHS) license. This allows individuals from non-licensing states to designate a licensing ‘home state’ and obtain a valid license. Once you have a DHS license, you can use it to apply for additional licenses through reciprocity. Check out the Florida non-resident 70-20 DHS License. It requires all the necessary items, like a state exam and fingerprinting. This offers adjusters the smoothest reciprocity with other states. But unlike some of the other states that offer the same reciprocity benefits, Florida is able to approve and issue adjuster licenses within a week.

LEARN BASIC ESTIMATING IN XACTIMATE.

You will need proficiency in the industry-standard claims writing software. Xactimate is critical for success in this career field. It is the top software used by adjusting firms. Every person who takes a licensing class or exam prep course for property insurance adjusting should take a Xactimate training course. If you’re handling residential or light commercial property claims without a basic command of Xactimate, there’s not much hope. You will need to take a course and get familiar with this software.

BE PREPARED WITH PIXITNOW

We provide a tool for professionals from numerous industries. A tool to capture photos and videos (media) in the field. Also, easily transmit them back to their office, employer, or client. We store the media in the cloud and accessible by admin users instantly after submission. This allows information to flow quickly from the field to admin teams. Also, it allows users in the field to timestamp photos and videos for documentation purposes.

ABOUT AAN ADJUSTERS

We are a national independent adjusting firm offering daily and catastrophe claims assistance to insurance carriers. And, we offer 24/7 service with our dedicated customer support team, file review, and claims management. Our highly trained adjusters are ready to deploy at a moment’s notice.

If you have any questions about what it takes to become an insurance adjuster, contact us today!

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AAN Adjusters