
Independent Claims Adjusters Must-Haves
Independent Claims Adjusters Must-Haves
Having the right gear is critical for an independent insurance adjuster. It enables you to close claims with maximum efficiency. An efficient claims handler is an adjuster who will never go hungry.
Laptop Computer
Helpful Navigation and Mapping Apps
Smartphone navigation capabilities have made a separate GPS device obsolete. If you have one you are familiar with and love, there is no harm in using it. There isn’t a real need to invest in a separate GPS.
Newer, better mapping and navigation apps have started to pop up and gain traction among drivers. Google and Waze are two of the most popular with adjusters. Google can link with your calendar to sync your schedule with driving directions. For example: pull up your next scheduled claim, click the address, and the map comes up for you. Waze can figure out the most efficient route for destinations and list them in order for you.
Measuring Devices
An adjuster makes two broad determinations when assessing the damage: what is the damage and how much? You can’t figure out the ‘how much’ without a measuring tool.
Most adjusters today are using a laser measuring device or systems. They are easier for the adjuster to handle and, when used properly, offer a more accurate measurement. You can buy lasers starting at around $50 and spend upwards of $1,000 for systems that integrate with your estimating software. For our ‘must-haves,’ a reliable 100-foot laser measuring device will work fine to start your career.
Tool Belt
There are few items more indispensable to a claims adjuster than your tool belt. This is where you carry almost everything you need. Standard contractor tool belts will do. But, you run the risk of items falling out of the open pockets or adjuster specific equipment not fitting securely on a regular belt. There are some great adjuster specific toolbelts on the market that are worth the investment.
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