Independent Insurance Adjuster Must-Haves
It needs to accommodate your ladder.
Fuel Economy. Adjusters can drive 100 or more miles a day. So, while a huge truck may seem attractive upfront, keep your gas costs in mind.
Traffic. Deployment can take you anywhere. This includes heavily congested cities like New Orleans and Miami. Good time management is the key to success. It’s important to consider what will help you get in and out efficiently.
Cost. Don’t put yourself under massive debt to buy a work vehicle. It’s not necessary – or worth it.
Perception can be an important part of establishing trust with a claimant. Fancy, expensive cars, and high crime areas don’t mix well. An old pinto that backfires won’t leave the impression you want in a million-dollar neighborhood. Bottom Line: drawing as little attention to yourself as possible is usually best.
A Good Ladder
Folding ladders are a nice, space-saving option. Many fold into 5 feet and can fit in almost any car.
Wooden ladders are the most stable however they are heavy and cumbersome. Wood is a must if working around power lines.
Telescoping ladders are the most compact. But, these can be unreliable if not from a quality manufacturer, or if used incorrectly.
A claims adjuster must represent as accurately as possible the damages, or lack thereof, to the claimant’s property. And when it comes to claims, the details matter. The best way to capture those details and close claims quickly is still a good digital camera. Some claims with multiple types of damages can require dozens, if not hundreds, of photos. These need to be uploaded quickly and easily accessed.
The great news is that digital cameras have only become more affordable in recent years. They are offering better features and technology. You will want something smallish, lightweight, and easy to work. Anything over 7 or 8 megapixels isn’t necessary, but the more memory, the better. GoPro’s popularity has upped the standards. Impact-resistant cameras are much more available today. Adjusting isn’t exactly an extreme sport. But, cameras drop from a ladder or adverse weather are job hazards so invest in a camera that can stand a little of both. Taking advantage of the protection plans offered at most retailers can help protect your investment.
If you have any questions about the equipment needed for becoming an independent insurance adjuster, contact us today!
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